About Divine Cooperative

Building financial futures together through trust, transparency, and shared prosperity. Discover our journey, values, and commitment to community empowerment.

Our Vision

To become the leading multi-purpose cooperative society in Nigeria, recognized for financial inclusion, member satisfaction, innovative products, and sustainable community development that transforms lives across all regions.

Our Mission

To provide accessible, affordable, and reliable financial services that empower our members to achieve their personal and business goals while fostering a culture of saving, investment, and mutual support.

Our Values

Trust, Transparency, Integrity, Member-Centricity, Innovation, Community Empowerment, Financial Discipline, and Sustainable Growth guide everything we do in serving our members.

Our Story

From humble beginnings to becoming one of Nigeria's most trusted cooperative societies

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2013 - The Beginning

Divine Multi-Purpose Cooperative Society was founded by a group of 50 passionate individuals who shared a vision of financial inclusion and community empowerment. Starting with modest savings and a strong commitment to helping one another, we laid the foundation for what would become a life-changing institution.

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2015-2018 - Rapid Growth

We expanded our membership base to over 5,000 active members across multiple states. Introduced diversified savings products, business loans, and asset finance schemes. Our transparent operations and member-first approach earned us recognition and trust within the community.

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2019-2022 - Innovation & Awards

Achieved full registration with the Federal Ministry of Commerce & Investment. Launched investment schemes including agriculture funds and asset acquisition programs. Received multiple awards for excellent service delivery and community impact. Membership grew to 12,000+.

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2023-Present - Digital Transformation

Today, we serve over 15,000 members with total assets exceeding ₦2.5 billion. We're embracing digital innovation with plans to launch our mobile app, while maintaining our core values of trust, transparency, and community empowerment that have defined us from day one.

What Drives Us

Our core values are not just words - they are principles we live by every day

Trust & Transparency

We operate with complete openness. Every transaction, every decision, every naira is accounted for. Our members have full access to financial reports, and our governance structure ensures accountability at all levels.

Member-Centricity

Our members are our priority. Every product we design, every policy we implement, and every service we offer is created with the best interest of our members at heart. Your success is our success.

Innovation

We continuously innovate to meet the evolving needs of our members. From introducing new investment schemes to developing digital platforms, we're committed to staying ahead while keeping services accessible and affordable.

Community Empowerment

Beyond individual success, we're building a stronger community. Through welfare programs, educational initiatives, and collective investment opportunities, we're creating lasting positive impact in Nigerian society.

Our Leadership Team

Experienced professionals dedicated to driving excellence and member satisfaction

OA

Chief Olusegun Adeyemi

Chairman, Board of Directors

25+ years in cooperative management and financial services. Former banker with expertise in microfinance and community development.

NO

Mrs. Ngozi Okonkwo

Managing Director

MBA in Finance, 20+ years in cooperative operations. Passionate about financial inclusion and women empowerment through cooperative societies.

AM

Alhaji Aminu Mohammed

General Secretary

Certified Accountant with 18 years experience in financial management. Expert in regulatory compliance and transparent financial reporting.

ET

Mrs. Esther Thompson

Head of Operations

15+ years in operations management. Specializes in process optimization, member service excellence, and operational efficiency.

CI

Mr. Chukwudi Iwuoha

Head of Loan Services

Credit risk specialist with 12 years experience. Committed to responsible lending and helping members achieve their financial goals.

SA

Dr. Sarah Akinwumi

Head of Investment & Growth

PhD in Economics, expert in investment management and portfolio optimization. 14 years experience in wealth creation strategies.

Legal Registration & Compliance

Fully registered and compliant with Nigerian cooperative laws and regulations

Official Registration

Divine Multi-Purpose Cooperative Society Limited is officially registered with the Federal Ministry of Commerce and Investment, Nigeria.

  • Registration Number: RC 123456
  • Date of Incorporation: January 15, 2013
  • Tax Identification Number: 98765432-0001
  • Status: Active & Compliant

Regulatory Compliance

We operate in full compliance with the Cooperative Societies Act and maintain the highest standards of financial accountability.

  • Annual audited financial statements
  • Regular regulatory reporting
  • Member protection insurance
  • Transparent governance structure

Why Choose Divine Cooperative?

Here's what sets us apart from other financial institutions

💰 Better Returns

Enjoy interest rates of up to 15% on savings - significantly higher than traditional banks. Your money works harder for you here.

Quick Loan Access

Get loans approved within 24-48 hours with minimal documentation. No long waiting periods or complex processes.

🤝 Community Support

Join a network of like-minded individuals committed to mutual growth and support. Together, we achieve more.

🛡️ Welfare Protection

Access education funds, medical support, and emergency assistance. We care for your overall wellbeing, not just finances.

📊 Financial Education

Benefit from regular training, workshops, and seminars on financial literacy, investment, and wealth creation.

🔒 Safety & Security

Your funds are secure with us. We maintain proper insurance, compliance, and transparent financial reporting.

Join Our Growing Community

Be part of a cooperative that truly cares about your financial future. Start your journey to financial freedom today.

Become a Member Contact Us